Bill Polack answered:
how long is ga dream process approval. i have taken class and approved for financing for loan.
About 2 years. Ok, actually the last one took 91 days. It's actually up to how familiar the loan officer is with GA Dream. I wasn't at all familiar and neither was the company
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Daniel T. answered:
I want to buy a $150,000 home in riverside. I can pay $40,000 cash. Is it possible I find a lender to lend me the $110,000 ??
There are several options. If you wish to talk about them, feel free to call or e-mail me. Don't bother with the conventional. They only no how NOT to do it.
DANIEL T.
COLDWELL BANK
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Alain Picard answered:
can a person buy any of these houses that are for sale on this website through an fha loan?
There are certain requirements of a home to be purchased using a FHA loan and a lot of the homes on this site will qualify. I would talk to a local real estate agent and have them work
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Jeremy answered:
For Us Banks American Dream home loan program, how is the median area income determined? also, do they use last years w-2 to determine if you qualify?
we famuly of 3 husband, wife and 4 years old child. if my late year in come $52,250. can i be qualify of americam dream loan?
Ron Thomas answered:
If i buy an existing home (foreclosure), do I pay property taxes in the first year?
You will not only pay property taxes;
you will PRE-PAY property taxes, beginning from the day your Escrow Closes:
The Title Company will compute your taxes, based on the previous ta
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Claudia Gravelle answered:
I’m looking to get pre approved for a loan
Evemac: I would be very happy to talk with you.
Send me an email and we can discuss your game plan! cg
Ian Cockburn Broker answered:
WE ARE FRIST TIME HOME BUYERS AND ARE IN NEED OF SOME HELP BOND MONEY OR ANYTHING TO HELP.
Before you get any help, you need a few thousand dollars in savings, a decent credit score and a plan.
Once you have those three items, then you are ready to get help.
Joseph De Blanco, MBA answered:
Is it feasible to obtain a 2nd mortgage to buy a second home (as my future primary residency) with the intent to rent out my current condo?
You CAN buy a property with the intent of occupying it as your SECOND home in the future. We are one of few lenders that allow that. However, you will be hit with the payment of curren
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Annette Levinson answered:
We want to move to & buy a home in the woodstock area and we have Excellent credit and 20% to put down on a home.
You would not qualify for a mortgage if your husband's job (and if only income in household) is not commutable to Woodstock. If he works within 2 hours commute, we can use his income fo
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Kevin McDermott answered:
Buyer pays outstanding HOA fees?
I agree that it will probably depend on the lender. Your loan originator should be able to answer that question for you.
I'm surprised your attorney, assuming you have one, did
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Laquita Baez answered:
i am an foreigner looking to get mortgage in US. can anyone help me?
Hi Ken, i have a couple of reputable mortgage lenders i can refer you to that can assist you with a mortgage.
Gregorio Denny answered:
Looking for mortgage lenders provide loans for foreign national (F-1 visa) with low down payments and interests rates.
You are not going to find financing on an F-1 visa because you cannot work in the US on that Visa. Foreign National financing may be available but not for someone on a student Visa. If
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Robin Young answered:
Should I first sell my home or buy a new one first?
Good Morning Karam,
The current market is a sellers market....meaning very low inventory of homes for sale and a lot of buyers wanting to buy. This is great when you are selling and f
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Claudia Gravelle answered:
If I try to qualify with someone who may have too high a debt ratio, then try to qualify on my own, will the previous attempt be held against me?
Absolutely will not effect you on your own.
Very important factor to know your down payment to give you the best target loan amount.
If you can give me that, I can tell you what you
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Flavio Tejada, Owner/Broker, Realtor, MBA-Finance answered:
Can one buy a home with only 10% down in the Bay Area?
Hi Ricardo,
my website has a link to a local mortgage broker that can help you with your loan needs, give them a try. Make sure you get loan pre-approved not just pre-qualified, find o
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Lenderbradford answered:
Will we get approved for a FHA or a first time home buyers loan?
Jesse,
Based upon the information you presented, it would appear that you would qualify for the 130,000 Mortgage. As a lender in the Cleveland Area, I would be glad to answer any
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Claudia Gravelle answered:
Doing refi plus pull money out to cover equity line. equity/second line wants separate appraisal to first. Why am i paying more for another ?
Thanks
It sounds as though you want to keep the equity line active? Or subordinate the equity line to the new first.
If that is the case, the equity line lender should be willing to take th
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Gregorio Denny answered:
Problems with a mortgage broker
I am not a lawyer and this is not legal advice, but it's not mortgage fraud unless it closes. If it's now properly disclosed as an investment property then no crime has been committed.
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Gregorio Denny answered:
What is the current interest rate for a 30 year fixed mortgage on an investment property?
"Thanks Greg,
But I spoke with a mortgage broker who sits in my office and he can get a better rate from a lender with more down. Maybe this forum is not for bashing others opinions
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