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Jeremy, Renter in Nashville, TN
Jeremy answered:
For Us Banks American Dream home loan program, how is the median area income determined? also, do they use last years w-2 to determine if you qualify?
we famuly of 3 husband, wife and 4 years old child. if my late year in come $52,250. can i be qualify of americam dream loan?
0 votes Flag A few minutes ago Financing in Sacramento
Sue Archer, Real Estate Pro in Fair Oaks, CA
Sue Archer answered:
Communication between the realtor and the lender...
You need a strong team behind you to successfully buy a home and two of your key participants are your lender and your realtor. Your lender shares only pertinent information regarding w ... more
0 votes Flag A few hours ago Home Buying in Sacramento
Homes, Other/Just Looking in Lubbock County, TX
Homes answered:
What is the best way to get REO listings?
you can check on www.ishortsales.com
0 votes Flag Wed May 23, 2012 Foreclosure in Sacramento
Johnny Brooks, Real Estate Pro in Davis, CA
Johnny Brooks answered:
A question to my cadre of real estate pros: Are you seeing any signs of loosening inventory?
The Davis, California housing inventory is very low. We are seeing multiple offers on those homes that price their home correctly. That's even with prices double that of most other part ... more
0 votes Flag Sat May 19, 2012 Home Buying in Sacramento
Sue Archer, Real Estate Pro in Fair Oaks, CA
Sue Archer answered:
can I buy with my Itin Number?
I'm not sure what nationality you are, but I had just closed a transaction with a Chinese national. She paid cash for her home. The bigger challenge was in some of the other factors sur ... more
0 votes Flag Thu May 17, 2012 Home Buying in Sacramento
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
Loan after short sale
I had some clients with the best credit and cash on hand you could imagine. I successfully short sale'd their home (way underwater) and then they tried to buy as quickly as possible. No ... more
0 votes Flag Wed May 16, 2012 Financing in 95818
Reo Broker, Real Estate Pro in Downey, CA
Reo Broker answered:
how do i start getting reo listings? is there a list of lenders that offers this?
I purchased a List of National REO Asset Management Companies list from http://estator.co/store/store.aspx this list has approximate 100 contacts of REO companies I followed the instruc ... more
0 votes Flag Tue May 15, 2012 Foreclosure in Sacramento
Gina Borges-…, Real Estate Pro in Sacramento, CA
Gina Borges-Valdez answered:
trying to find out who owns the note on our home, loan origiated as a Grenpoint loan, which was sold to CapitolOne , who sold to Countrywide....???
I would start by calling Bank of America on Monday. It is not unusual for loans to be sold. If your loan was sold after it was transferred to Countrywide (those loans now with BofA) the ... more
0 votes Flag Sat May 12, 2012 Financing in Sacramento
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
My grandma has 2 mobile home in a retirement park in Plaserville Ca and she needs to sell them. What would be the best way to sell them?
Frankly, I wouldn't use a RE agent at all and I are one. Unless they specialize in MH's. I'd be more inclined to use a Manufactured Home Dealer/sales person. You will probably save on ... more
0 votes Flag Sat May 12, 2012 Home Selling in Sacramento
James Tan, Real Estate Pro in Elk Grove, CA
James Tan answered:
This seems a violent area, is it?
You can check out www.crimereports.com for research on what types of crimes have been committed and where. You can also check out www.meganslaw.ca.gov specifically to find out where sex ... more
0 votes Flag Thu May 10, 2012 Crime & Safety in South Natomas
Max Boyko -…, Real Estate Pro in Sacramento, CA
Max Boyko - RE/MAX Gold answered:
My current credit score is 701 (equifa),677 (Exp), & 665 (Trans). I have 30,000.00 cash as deposit on a first house I want to buy. Will I?
There are many factors involved in obtaining a home loan, but the basics of what you mention are an excellent foundation to get you going. I recommend getting together with a lender or ... more
0 votes Flag Thu May 10, 2012 Foreclosure in 95832
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Can a HOA foreclose on a home if the first lein is current w/ $200K negative equity on the first loan? Is the HOA superior to the first?
As the others say, yes. Rationally and logically, Kevin, Gina, Ute, and a few of the others are correct that it might not be in the HOA's best intererest. However, also read Justanot ... more
0 votes Flag Thu May 10, 2012 Foreclosure in Sacramento
Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
My house was up for Trustee Sale last week. What site can I go to to see the sale information?
Call the number of the Trustee on the Notice of Trustee's Sale - It is typically a recorded message - enter the TS number when prompted and you should get the info -
0 votes Flag Thu May 10, 2012 Foreclosure in Sacramento
Justanother…, Both Buyer and Seller in Las Vegas, Las Vegas,...
Justanother Investor answered:
HOA forclosed/purchased at auction, they now responsible for the 1st lein? Must I still pay the 1st or does the HOA now have to pay it?
The HOA is "subject to" the first not responsible for the first trust deed. The HOA is in the unique position of owning a home with a mortgage that it is not "responsible" to pay. They ... more
0 votes Flag Wed May 9, 2012 Foreclosure in Sacramento
Judroberts8, Home Buyer in Lancaster, PA
Judroberts8 answered:
Best option to get rid of underwater property
We buy properties like yours. Let me know if interested in selling. Gail judroberts8@aol.com
0 votes Flag Tue May 8, 2012 Foreclosure in Sacramento
Kristina McB…, Real Estate Pro in Sacramento, CA
Kristina McBurney answered:
I'm trying to find out if my house downtown Sacramento built in 1915 had round columns or square?
Chris, I would recommend you contact the Center for Sacramento History. www.cityofsacramento.org/ccl/history. Formley known at the City Archives they have lots of old photos, news ... more
0 votes Flag Mon May 7, 2012 Remodel & Renovate in 95816
Teri Andrews…, Real Estate Pro in Auburn, CA
Teri Andrews-Murch , DRE 01734030, Lyon RE answered:
does this property accept pets?
When you are looking at the rental page for the property, click on the Contact Property button just below the photos and you will either be able to email them or see the property manage ... more
0 votes Flag Fri May 4, 2012 Rentals in Sacramento
Michael Smith…, Real Estate Pro in Roseville, CA
Michael Smith, MBA, MPM answered:
hi. I filled bk over 2 years ago. my credit in now at a 643. what kind of interest rate can i get?
Hi Lore83, I think you are right there. BK over 2 years with good reestablished credit and a 640+ Fico should get you an FHA loan today in the neighborhood of 3.75% if you are payi ... more
0 votes Flag Wed May 2, 2012 General Area in 95823
Juan E. Ponce, Real Estate Pro in Sacramento, CA
Juan E. Ponce answered:
how can I purchase a bank owned house?
Buying a bank owned property can be challenging. You need an efficient and on task. The market changes constantly, you must be on top on listing changes daily. Call us for more advise.
0 votes Flag Tue May 1, 2012 Home Buying in Sacramento
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