Steve Quintana, J.D. answered:
Liability insurance
You must have an insurable interest in a property for the insurance company to pay your claim. If you have an insurable interest the claim will be paid. If you do not, be prepared to
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Donald Stevens answered:
53 yr old home - West San Jose CA, current home ins deductible- 1000, premium- $365. If deductible is increased to 1500,premium is $320.
If the savings remained the same over many years it would take over 10 years of not having a claim for the lower premuim to bring you a savings. A claim in under 10 years will cost you
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Donald Stevens answered:
cheap mobile home insurance and home warranty insurance?
Shop around. An educated consumer can make a much better decision. We write a lot of mobile homes and manufactured homes for that matter. Free quote, no obligation. We would love to hel
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Donald Stevens answered:
Doe s anyone know of any Insurance Companies that will insure for Earthquake insurance in the 91214 area?
Thanks
We work with a couple of companies that offer earthquake insurance. If you are still looking for insurance you can give us a call or fill out a quote form on our site and we will get to
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Donald Stevens answered:
I'm in SF and am finalizing a 2-unit condo conversion. The HOA insurance quotes I've received are extremely expensive. Do I have any other?
We would love to compete for your business. We work with a lot of real estate agents and property managers. Give us a try, we will work hard to win your business.
Donald Stevens answered:
Natural hazard risks in Ardenwood area of Fremont, CA?
What ever the hazard happens to be, we would love to work with you to ensure that your insurance policy gives you coverage for every possible hazard your home may face. Earthquake, Floo
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Donald Stevens answered:
What have you found the challenges to be insuring luxury homes?
The biggest challenge with a luxury home is trying to determine a value to rebuild the home. Most luxury homes have a lot of customizations and usually will have some unique architectur
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Donald Stevens answered:
I've had renter's insurance at the same place as required for apartments for many years staying with the same company most of that time. I
Insurance companies, agencies, and agents are regulated by the Department of Insurance. Many people feel that because they are small and the insurance company is big with even bigger po
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Dee answered:
Any body knows how to insure a vacant home?
You're NOT the ONLY one that this happened to. We had the same situation. Ours was with State Farm! I'll NEVER go back there! We gave our business to them for many years, and they cance
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Jim Sweat answered:
what is the adverage price for hurrican insurance for a $200,000. home
Hi Jodi,
There are so many variables, that an insurance agent needs to get a lot more detail on the property before you can expect an answer that is close.
The age of the home, l
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Myke Triebold,GRI, ABR, SFR,LMC answered:
I'd like to know the price per square foot of rebuilding a home in Crestview below I-10 for insurance purposes.
It would depend on what finishes you would be looking at. Most new construction is selling at about 100-110/sq ft but that includes the lot. Best thing would be for you to check with a
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Donald Stevens answered:
I just did an FHA streamline refi for my condo. Two months after funding, the bank is demanding I double my HO-6 coverage. Is this legal? Or normal?
It is illegal in California for a bank to demand a certain amount of insurance coverage to cover the loan. Insurance is designed to make you whole, not pay off your loan. An insurance p
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Donald Stevens answered:
How much does home owners insurance cost in Los Angeles, CA?
Shopping around is always the best way to get the lowest rate on insurance. Don't forget all your discounts to help get that rate as low as possible. You can get discounts for buying yo
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Donald Stevens answered:
I am having trouble getting insurance on my REO properties. Can anyone help me?
We have insurance for bank owned and REO properties. We also offer forced place insurance policies for banks. We specialize in property insurance.
Donald Stevens answered:
How much does home owners insurance cost in Los Angeles, CA?
If your homeowners insurance policy is up for renewal we would love to try and win your business.
Christopher Pagli - ABR, GREEN answered:
Approximately how much does Homeowners Insurance cost per year?
It also varies according to the price of the home. Most companies will ask you aboput specific features to see if discounts can be taken. Another factor is if you are taking it as rep
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Donald Stevens answered:
How much approximatelly would home insurance for 700sq.ft condo in Downtown be?
You should find out how much coverage you need first. The reason I say that is because on a condo your building is usually covered by a master policy the you pay into with your associat
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Donald Stevens answered:
What is the best company for homeowners insurance? Who has the best coverage? Who is the cheapest?
Our company would love to give you a quote and it's free. You should always try several places and compare rates and coverage. Price isn't everything or we would all be driving the Niss
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Donald Stevens answered:
what type of home insurance is required for a fha loan?
Most banks that write FHA loans will require that you buy homeowners insurance from an A rated insurance company. They want you insured with a company that can afford to pay a claim sho
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Donald Stevens answered:
Who would you suggest for Property Insurance for a vacant house? Have been dropped by Erie and Allstate will only Insure for 2 months if vacant.
We insure vacant homes all over the country. Vacant home insurance is one of our favorite policies to write.
