Brian Ripp, CRS, GRI, Broker answered:
Poor credit scores due to mistaken identity
Hi Stephanie,
Sorry to hear that.
very good information given.
Here are a few links to articles on how to increase your score. But first, as mentioned below, removing the errors
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Keith Lawrence answered:
my credit sccore is 578/575/580 my husband is 549/535/529 and we have altogether 5 things on report that altogether not over 1,200
All the above a great answers.. I would suggest that you seek a mortgage lender that has s credit repair component to it. With the information provided in your credit report, a good len
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Keith Lawrence answered:
why cant we get finance for a foreclosure home for 69,995?
It would be difficult to answer that question without knowing the circumstances. Where you denied credit? Was your offer rejected? In either event I may be able to assit you. If it was
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Debby Frank, SFR answered:
need a mortgage wtih a 550 credit score
You may want to consider renting until you can repair your credit. Locking into a higher interest rate over 30 years can cost you considerably more than waiting it out.
Debby Frank
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Chauncey May asked:
New collection account
Yesterday I received notification from my credit reporting alert that AFNI just reported on my Experian report, how much would that lower a 627, and if I paid it or disputed it what
would…
John and Sheri Curci answered:
Can I get a decent mortgage rate without a FICO score? Please help!
Good Evening Inpursuit,
Before the 2008 Mtg Melt Down Yes.... Now.... Natta...Some banks want your first born....
May I suggest get away from B of A... They Are very toxic with C
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Ray Shellam answered:
Are there any lenders willing to work with a credit score under 600? We have the income and are working on our credit.
Try this
First United Mortgage
Mendy Webster
817-992-3661
Tcarsus answered:
Is it impossible (or nearly impossible) to get a mortgage with weak credit (between 600-620) ... strong payment history, most credit maxed, but paying
Thank you for all your wonderful answers! I am in the process of closing on my house, so keeping fingers crossed. Some of you gave me the confidence to just go for it! I am glad I to
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Marc White answered:
im a fist time buyer my credit score is 600 and i only have 5% down payment what my chances of buying a home in staten island ny
Contact a loan officer or mortgage broker in the area, they will be most helpful.
Duane Johnston answered:
whats the lowest credit score you can have to purchase a homepath home?
That depends on the lender, but for the most part 620-640 is about the lowest the banks are going.
Scott Godzyk answered:
Is it possible to get a new mortgage with fico les than 600 and a low down payment?
The only way to know is to meet with a local and trusted loan officer. They can look not only at your credit but your whole financial picture to let you know what you may quailify for a
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Michele Richey-martin answered:
home loans with a 600 FICO score
You may want to try:
PNC - Roger Wagner 821-4650
Bank of England - Tim Gill 992-1000
First Option Mtg - Joan 332-7807
Brian Monksfield answered:
we are a first time homebuyers. My husband is retiring soon but we couldn't approve for a home loan for our credit is pretty bad.
Hi, you may want to consider looking for an "owner carry" property. If you have some money to put down you might be able to secure private financing. I can help you locate those proper
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Stephanie Fox answered:
my fiance and i are looking to purchase our first property how do we go about doing this
Where are you hoping to buy a home. I specialize in first time buyers inside the metro area – Minneapolis, St. Paul and the first ring suburbs. Depending on your credit rating (you sa
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Trevor Curran answered:
NEED HELP TO REPAIR MY CREDIT . Im not sure what steps i have to take to get my score higher but i need help. suggestions and comments welcomed.
First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.
Next, begi
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Darrell D. Drouillard answered:
is 647 a good credit score?
In terms of the rental market, that score is workable. They will also look at criminal record, evictions, current income, etc....if your income is at least 3 times the rent and you don
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Mark LeMenager answered:
Sabrina- St. Cloud,Fl
Hi Sabrina,
Your best option is to continue to rent, save money for a down payment, and get your credit score in order. There is no magic solution, although I'm sure there will be a
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Chris Spalding answered:
FICO 640-680. AGI 89,000. Debt 31,000 Min Month Pymt on Debt 900 Down Payment 12,000. Can we qualify for a 150,000 mortgage?
Hi Jennifer,
I see that you've listed this question a few times now with the new added information of the value of the home you are looking to purchase. It seems like you are keen an
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Filomena Muncipinto answered:
will a credit score of 666, 680, and 639 help me get approved to rent a apartment?
Actually, as a Real Estate Professional, I would help the potential tenant to find out why there is such a discrepancy in the credit scores ! There is a substantial difference between
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