Tyler L. Willis,
Agent, Atlanta, GA
It is definitely a better time to buy in todays market if you can. Typically for at least an FHA loan you would need a credit score between at least 617 to 640. And you also need at least 3.5% down payment. There are down payment programs out there depending on the area. There are the Georgia Dream, ADA, and the Belt line project as well. Might be good to save up as much as possible and continue to build your credit.
As far as paying a realtor 9 times out of 10 you will not have to pay. You would more likely have to pay a realtor for finding a rental. Depends on the realtor themselves. Any questions feel free to contact me at any time.
Tyler Willis
Keller Williams Realty Intown Atl
(678)656-5524
As far as paying a realtor 9 times out of 10 you will not have to pay. You would more likely have to pay a realtor for finding a rental. Depends on the realtor themselves. Any questions feel free to contact me at any time.
Tyler Willis
Keller Williams Realty Intown Atl
(678)656-5524
Web Reference: http://tylerwillisintown.kwrealty.com
Krisprattrealtor,
Agent, Buford, GA
It looks like Congratulations are in order for the newlyweds !! Let's talk about this -- first of all, there's no better time to buy ... house prices are at an all-time low and interest rates haven't been like this for 55 years .... so let's get busy and own that home of your dreams !! You will need a couple of months to get your credit score up to a 640, find the area you want to live in (Atlanta is a big place), find out how much home you can afford (your Realtor can recommend several good lenders to help you with this) and get your loan approved -- so this is the time to start looking. All real estate fees are negotiable -- that's between you and your Realtor. Regardless of who pays the fees, you or the seller, make sure you have your own Realtor representation, so that person can negotiate the best deal for you.
"You say "IF" I can find something, do you think it will be hard?" We have a battery of tools at our office that makes finding your brand new home a breeze.
If you'd like more information on the Atlanta area, homes or rentals in the area, etc., please feel free to contact me, my office, or shoot me an email.
Again, congratulations and welcome to Georgia!
Kristi Pratt, MBA
Realtor
Pratt & Associates Realty, LLC
Mobile: 678-859-3642
Office: 770-831-7701
email: krisprattrealtor@gmail.com
"You say "IF" I can find something, do you think it will be hard?" We have a battery of tools at our office that makes finding your brand new home a breeze.
If you'd like more information on the Atlanta area, homes or rentals in the area, etc., please feel free to contact me, my office, or shoot me an email.
Again, congratulations and welcome to Georgia!
Kristi Pratt, MBA
Realtor
Pratt & Associates Realty, LLC
Mobile: 678-859-3642
Office: 770-831-7701
email: krisprattrealtor@gmail.com
Web Reference: http://www.prattandassociatesrealty.com/
Brittany_cooper91,
Renter, Atlanta, GA
You say "IF" I can find something, do you think it will be hard?
Margaret Hassani,
Broker, Tampa, FL
It is certainly better to buy in this market, if you can find something at a price that will keep your payments as low as you want them to be.
