Janice-

Even though the home was included in the BK, that in all likelyhood is not the date that the bank foreclosed. You can buy using FHA/VA on an owner occupied home 3 years from the foreclosure date provided you have re-established credit and your credit score is above the minimum allowed FICO score for that program. I have seen homes here in Las Vegas where the home did not actually foreclose until 1 year after the Chapter 7 BK.

If you have any other questions, please feel free to contact me.


Thanks,


Andy Gutman, Loan Officer
(702) 575-3757
andy_gutman@yahoo.com

HI Jancie

There are so many opitions for fianancing a home you need to talk
a Mortgage Specialist, call Barbara Castro WJ Bradley Mortgage
(702) 281-0122 or email http://mywjb.com/barbara-castro/

Contact me @ (702)281-2225 or email jimbalsano@cox.net
if I can be futher assistance

Thanks
Jimmy Balsano
Realty One Group
702-281-2225
Fax 1-866-371-8421
I KNOW LAS VEGAS AND HAVE FOR 40 YEARS

http://www.rapidsellers.com/jbalsano

Hi Janice,

Having a Chapter 7 does not prohibit you from purchasing a home, but…
It may present some challenges as far as financing the transaction…
But I love a GOOD CHALLENGE!
And I love selling houses, and going above and beyond for my clients.
The first step would be to speak with a qualified mortgage consultant.
I have several outstanding mortgage people that I work with.
Give me a call or send me an e-mail and we can get you started.

Thanks for your question

Rick Ream - Realtor ®
Coldwell Banker, Wardley Real Estate
7670 W. Lake Mead Blvd #100
Las Vegas, NV 89128
702-528-5207
RickReam1@gmail.com
http://WWW.CBWardley.com/RickReam

YES, please visit my website http://www.LasVegasRealEstateConnection.com. My resume is available and I would like to interview to be your agent.

Yep, you sure can, Janice. The question isn't "If." The real question is at what price and with what interest rate. You don't want to get ripped off again, do you? Call me and I will get you in touch with a licensed, qualified and well respected lender who will walk you through the lending process step by step. Then, together, we can find you a home you will be proud to own, at the best price, and at the best interest rate. I've been around this town for 17 years. I know what I'm talking about. Regards,
Judy Jetter
702-596-8097
JudyJ@RealtyOneLV.com

Janice
I always say where there is a will there is a way. There are many factors that come into play. I have a great lender that I have worked with fir over 12 years. Her name is Dorothy Reynolds and she was a underwriter also. I am sure she could go through the requirements with you. Where are you looking to purchase? I would like to talk with you whenever you have some time. I am always available to help.
Thank You
Suzie Marquardt
702-234-7653
Fahrnyteam@yahoo.com

It seems that the correct and most popular answer is, "Yes I can!!"

I am sure there is a way to get you into a home. It's not fun unless it is a challenge. Find an agent you are happy with, and then jump into the deep end. I have been here in the Vegas area since early 1993. I have seen the nose bleed highs in our Real Estate Market, and now today the back breaking lows. This is truly a buyer’s market. If there is any way to get yourself into a home, now is the time to do it.

Give me a call and let's see if we work well together.

Robert K. Peddicord
REALTOR®
Real Estate Consultant
Prudential Americana Group, REALTORS®
Direct: (702) 218-3974
E-Fax: (702) 317-3371
Email : robertp1@americanagrp.com
Web : http://www.peddicordconsulting.com

871 Coronado Center Dr.
Suite 100
Henderson, NV 89052

Janice:

I am a local lender in Las Vegas.I have a loan program for borrowers who are just a year out of a BK,foreclosure or short sale and I'd like to know more details of your scenario so I can better help you in becoming a home owner again.

You can reach me direct at 702.324.2377.

Eugene Prospero

Yes you can and if for some reason something should not be right with your situation I can still get you a loan or private funding to purchase a home. My wife and I have been in Vegas since 76 and give great service to our buyers. If you'll let us know what you're looking for we'll send you some beautiful homes at rock bottom prices. Feel free to do some searching on your own if you like by using our web site which give you access to the MLS. Thanks, Kim and matt

Matthew D’Ercole
One Source Realty and Management
Cell - 702.501.0973
Website - http://matthewsellslasvegas.las.mlxchange.com