You can expect to get a cramped hand from signing your name so many times!

You'll arrive at the closing, typically with your lawyer and/or realtor. The bank will be represented by their attorney too. Occasionally the seller's attorney will be there too.

There are many costs associated with a closing, and they can vary by area. Here's a list of some common ones:

Hazard Insurance
Prorated first year of taxes (school, county, village, etc)
3 months of escrow for taxes and insurance.
Appraiser's fee*
Inspection fees*
Recording fee and stamps
Courier
Your attorney's time
Title insurance
Abstract (maybe)


* Paid out of closing... a credit may be offered at closing

For what it's worth, I'm not a paralegal. I do IT work for a law firm that specializes in closings and got these items from a template I helped them create.

You can expect to get a cramped hand from signing your name so many times!

You'll arrive at the closing, typically with your lawyer and/or realtor. The bank will be represented by their attorney too. Occasionally the seller's attorney will be there too.

There are many costs associated with a closing, and they can vary by area. Here's a list of some common ones:

Hazard Insurance
Prorated first year of taxes (school, county, village, etc)
3 months of escrow for taxes and insurance.
Appraiser's fee*
Inspection fees*
Recording fee and stamps
Courier
Your attorney's time
Title insurance
Abstract (maybe)


* Paid out of closing... a credit may be offered at closing

FWIW, I'm not a paralegal. I do IT work for a law firm that specializes in closings and got these items from a template I helped them create.

Yardy,

I would strongly recommend you reach out to your attorney and go over your closing costs. Closing cost vary from state to state and if you're a buyer or a seller.
Buyers and Sellers have their own closing costs.

Good luck.

Cathy Cataletto