Everyone remembers their first time… This is the 12th tip in our series: “12 Tips for Buying Real Estate in Southwest Florida” which is also available as a free eBook at http://www.AckermanSWFL.com. Read more
Stephanie,
I had this happen to a client of mine a few years ago. There are no shortcuts or easy fixes; you must dispute in writing each account that is on your report fraudulently to each of the three agencies reporting it. Once you have the reports in, it may be possible to deal with the follow-up online and by phone and email. The sooner you start the process the sooner it may be over, but don't take their word for it and assume nothing until you obtain a clean credit report. We had several false starts. I wish I could tell you otherwise, but I'd rather you be prepared for the most likely scenario. Best of luck.... more
I purchase and sell homes, and assist many people with getting approved in atimely manner as we can assist with removing the negative items from portentialbuyers credit report and adding tradelines (positive
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I purchase and sell homes, and assist many people with getting approved in atimely manner as we can assist with removing the negative items from portentialbuyers credit report and adding tradelines (positive
Read more
I purchase and sell homes, and assist many people with getting approved in a timely manner as we can assist with removing the negative items from portential buyers credit report and adding tradelines (positive
Read more
You may want to consider renting until you can repair your credit. Locking into a higher interest rate over 30 years can cost you considerably more than waiting it out.
Debby Frank
Keller Williams
(914) 498-5443
www.westchesterbydebbyfrank.kwrealty.com
debbyshomes@aol.com... more
Good evening homeowners.I was reading an email from one of my colleagues about short sales, and thought I'd share some of the concepts he brought up, that I too find very important. In order to handle
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The April New Home Sales report suggests that the market for newly-built homes is as strong as the market for existing ones. According to the U.S. Census Bureau, the number of new homes sold rose 3.3
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New collection accountYesterday I received notification from my credit reporting alert that AFNI just reported on my Experian report, how much would that lower a 627, and if I paid it
Did you know that your local United Way office offerd a FREE credit coaching program?I oughtta know, I've been working with them - volunteering my time - to help educate the consumer about the tools available
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You are being asked to guarantee this debt. Think carefully before you do. If the borrower does not pay the debt, you will have to. Be sure you can afford to pay if you have to, and that you want to accept
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Foreclosed Home Owners Find a Way to Buy Again Daily Real Estate News | Wednesday, May 23, 2012 Once-foreclosed home owners are slowly making a comeback in the housing market as some lenders give them
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DailyMORTGAGE LOCK ADVISORY May 24, 2012, 6:30 AM PST Click for Lock Advice Updated Several Times Daily 7 day Mortgage Interest Rate lock or Float Advice: LOCK on any Improvement.
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Credit and divorceIf you have recently been through a divorce, or are contemplating one, look closely at issues involving credit. If a couple maintains joint accounts, so long as there's an outstanding
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Negative information can include any of the following:Late payments High credit card balances as compared to the credit limit Collections and judgments How often an individual moves How often an individual
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Keep in mind that a credit score is just one criterion that a lender uses in evaluating a loan. For instance, a person with a low credit score who applies for a 15-year loan with a 25% down payment may
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Mistake #1: Paying off old collection accounts believing it will improve one's score After six months of inactivity, the impact of a derogatory statement lessens dramatically. Making a payment on an old
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Many clients have very specific criteria on the properties they consider for purchase. Occasionally the final decision comes down to finding a balance between the things they cannot live without and those
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